About CashVue ATM Cash Discount Program

$0 Processing Fees

$0 Transaction Fees

$0 Hidden Fees

No Strings Attached

See How Much You Can Save

Annual Credit Card Processing Volume

$/yr.

Potential Annual Savings with CashVue ATM

Switch to CashVue ATM and save thousands of dollars a year in credit card processing fees.

How the Cash Discount Program Works

Rather than absorbing the rising costs of card processing into your margins, our cash discount program automatically applies a modest service fee to all card transactions. When customers in Bismarck’s downtown corridor, the Century Avenue district, or any of your locations choose to pay with cash instead, the service fee is waived, giving them an immediate incentive to use cash. You retain every dollar of the sale—no more paying processing fees out of your own pocket.

✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems

This approach is particularly valuable in Bismarck, where state government employees, healthcare professionals at Sanford Health Medical Center and CHI St. Alexius, and rural residents visiting from surrounding communities often carry cash and appreciate straightforward savings on their transactions. The energy and agriculture sectors that support the region also tend to rely on cash for field work and rural settlements, making a visible cash discount program a natural fit for the local economy. By rewarding cash payments, you’re acknowledging the payment preferences of the workforce and visitors that keep Bismarck’s business districts thriving while protecting your bottom line from processor fees that can quickly erode your margins.

Benefits to Your Business

Eliminate Up to 100% of Processing Fees
Across Bismarck’s diverse business landscape—from state government offices near the Capitol complex to retail along Century Avenue—credit card processing costs drain margins. Our cash discount program drastically reduces or eliminates those fees altogether.
Increase Profit Margins
Keep more of each sale without raising prices, a critical advantage for Downtown Bismarck merchants, healthcare providers, and energy sector service providers who compete in a market where customers—including rural residents from surrounding communities—still prefer cash for many transactions.
Encourage Cash Payments
Bismarck’s workforce, which includes thousands of state employees on predictable 9-to-5 schedules and healthcare professionals managing varied shifts, carries cash regularly. Incentivizing cash payments through transparent discounts reduces chargebacks and appeals to the city’s historically cash-forward customer base.
Easy Setup and Integration
Whether your business operates in the Gateway Fashion Mall area, along State Street, or in the Burnt Boat Drive commercial zone, our team programs your terminal and provides all signage—no tech headaches.
Fully Compliant and Transparent
Stay aligned with card network rules and consumer regulations, essential for Bismarck’s banking and finance sector and retailers serving the region’s federal and state government employees.

Ideal For:

Retail Shops & Boutiques
Salons & Spas
Restaurants & Cafés
Auto Repair & Service Providers
Convenience Stores & Liquor Shops
Mobile Vendors & Pop-Up Events

Protect your Bismarck business’s cash flow—while serving the state government workers, healthcare professionals, and energy sector employees who fuel our local economy.
CashVue’s Cash Discount Program lets you reclaim the processing fees that eat into your margins, whether you’re operating in Downtown Bismarck, the Century Avenue commercial district, or near the Memorial Highway corridor where foot traffic from rural North Dakota residents remains strong.

Frequently Asked Questions (FAQs)

Q: Is the cash discount program legal?
A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. In Bismarck, where state government employees and healthcare professionals manage significant cash-on-hand budgets, this compliance is particularly important for businesses operating near the Capitol complex and medical centers like Sanford Health.
Q: Will I need to raise prices?
A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash. For retailers along the Century Avenue commercial district and Gateway Fashion Mall area, this means preserving your advertised pricing while recovering processing costs from card users.
Q: How are customers informed?
A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. Given Bismarck’s large rural customer base from surrounding North Dakota communities—where cash preference remains strong—transparent signage ensures visitors and local shoppers feel confident choosing their payment method.
Q: Does this affect my accounting or taxes?
A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked. Whether you operate in the Burnt Boat Drive commercial zone, along North 7th Street, or downtown, your accounting practices remain streamlined and unchanged.
Q: What kind of businesses benefit most?
A: Retailers, salons, restaurants, convenience stores, and any business with frequent card usage benefit greatly—especially those with thin margins. In Bismarck’s energy sector service businesses, state government contractor offices, and the medical support retail shops near CHI St. Alexius and surrounding healthcare facilities, reducing card processing fees directly improves profitability.